Shelter in Place Resources

Shelter in Place Resources

At the Port Workspaces, we recognize our members are facing challenges caused by the pandemic. The Port is a small business too, navigating this evolving situation alongside everyone in our community. We have compiled a comprehensive list of resources to help you, our members with local, state, and federal resources and support regarding COVID-19. Have another resource to add to this list? Please email lisa@portworkspaces.com.  

Small Business Loans

The federal government, California, and Oakland are offering broad assistance to small businesses and employers affected by COVID-19. 

CAMEO (California Association for Micro Enterprise Opportunity) has compiled resources for small businesses on the federal, state, and local level. 

State Resources

California Disaster Relief Loan Guarantee Program — COVID-19, via IBank, has over $50 million in state funding providing potential capital for individuals who do not qualify for federal funds. These loans offer assistance to small businesses located in California with 1 to 750 employees that have been negatively impacted or experienced disruption by COVID-19, and to eligible nonprofits. Learn more.

The California Department of Tax and Fee Administration has made it easier for taxpayers to request relief under Governor Newsom’s Executive Order.

  • Taxpayers who file a return with less than $1 million have an additional 3 months to file their return, between now and July 31, 2020. Those who qualify do not need to apply; the extension is automatic.
  • Those with a tax liability of $1 million or more may still request extensions which are reviewed on a case-by-case basis.
  • Learn more

Employers who need information on workplace health and safety, reduced work hours, potential closure or layoffs, and tax assistance, can also find resources and support through California’s EDD (Employment Development Department). Further information on tax assistance and state loans for small businesses can be found here.

Workers who are sick, quarantined, impacted by school and/or childcare closures, or have their work hours reduced can find resources and support through California’s EDD (Employment Development Department). 

Student Loan Relief

Recent legislation has granted federal student loan borrowers relief with a 0% interest rate and payment forbearance option through September 30, 2020. 

Private student loans and loans owned by commercial lenders are not eligible for these benefits, so check out the FAQ at studentaid.gov to learn more about what is covered.

Residential Rent & Mortgage Relief

On Friday, 3/27/2020, Oakland City Council passed an eviction moratorium that will prohibit most evictions, effective immediately and continuing through May 31, 2020, unless the City Council extends that date. Additionally, the moratorium prohibits residential rent increases above 3.5% (the Consumer Price Index, or CPI) and prohibits any late fees related to COVID-19 issues in residential units. Unpaid rent will still be due, and the moratorium does not relieve tenants of the obligation to pay unpaid back rent in the future. The full text of the ordinance is available here

Governor Newsom secured support from major financial institutions in providing relief for eligible California homeowners affected by COVID-19, including a 90 day grace period for mortgage payments. Find out more, and how to apply for relief here

Federal Resources

Small businesses can apply for loans available from The Coronavirus Aid, Relief, and Economic Security (CARES) Act, the stimulus plan from Congress.

Known as the Paycheck Protection Program, these are Economic Injury Loans under the SBA Disaster Loan Program, designed to provide a direct incentive for small businesses to keep their workers employed during the pandemic and economic downturn. Importantly, these loans may be forgiven if borrowers maintain their payroll during the crisis or restore payrolls afterward.

Small businesses and sole proprietors can apply starting April 3, 2020. Independent contractors and self-employed individuals can apply beginning April 10, 2020.

Get the details here. Verify your eligibility and begin the application process here.

The links below offer a deeper understanding of the SBA loans and how they work:

  • The U.S. Chamber of Commerce produced this helpful guide
  • The Senate published a guide for small business owners here
  • Washington Post produced FAQs on the loan program
  • This article from NPR offers a digestible summary about the program and eligibility

Oakland Resources

The City of Oakland has local, state, and federal resources available for small businesses and workers during the COVID-19 crisis. Get started here.

Oakland offers emergency grants to help vulnerable small businesses weather the impacts of COVID-19. The grants will be administered by Working Solutions, a non-profit Community Development Financial Institution (CDFI), accepting applications online here.

Seeded with $300,000 in philanthropic dollars from the recently established Oakland COVID-19 Relief Fund, the Small Business Emergency Grant Program will provide rapid response working capital grants of $5,000 to small businesses owned by low-income individuals

Grants can be used to cover costs such as rent and utilities, worker payroll, outstanding debt, and other immediate operational costs. If more funds are raised, the City and Working Solutions will expand the number and breadth of businesses served. Read the press release here.

Oakland FYI's

City of Oakland service modifications, suspensions and closures can be found here.

A summary of the Alameda County Health & Safety Order to Shelter-in-Place can be found here. Read the full order and FAQs for more information. Governor Newsom’s COVID-19 Executive Order can be found here.

General Information: 510-444-city

Police (Non Emergency): 510-777-3333

Police Emergency (On Cell Phone): 510-777-3211

Mayor: 510-238-3141

City Council: 510-238-3266

City Administrator: 510-238-3301

Blight/Code Enforcement: 510-238-3381

Permits: 510-238-3443

Parks/Rec Programs: 510-238-3092

Parking Citations: 800-500-6484

Garbage: 510-613-8710

Drug Hotline: 510-238-drug

Prostitution Hotline: 510-238-2373

Public Works Call Center: 510-615-5566

Pedestrian Safety: 510-238-3466

Recycling: 510-238-7283

Garbage, recycling, and compost pickup in the Bay Area is continuing as regularly scheduled. Oakland works with Waste Management, which posts regular updates regarding any pandemic-related service disruption or facility closure here

  • Parking meters and time-limited parking not enforced
  • Residential permit parking and street sweeping parking regulations not enforced
  • City garages are open, but may be limited to monthly parkers at times
  • Towing will be suspended unless vehicles are blocking access, causing an immediate hazard, or are deemed a public safety concern
  • NOTE: the City will continue to enforce all other parking regulations in service of public safety and public health, including, red curbs and fire hydrants, sidewalk and crosswalk blocking, double-parking and bike lane violations, wheelchair ramp obstruction, and unauthorized use of disabled person parking placards
  • Many of the City’s essential infrastructure construction projects are still ongoing. Clear curbs are necessary for infrastructure work, so we ask that residents keep an eye out for 72-hour no-parking signs related to construction. If curbs are not clear where construction has been noticed, enforcement and vehicle towing could be necessary.
  • Please check here to confirm any updates to the information above.

As a matter of public sanitation, Oakland will continue street sweeping efforts, as they represent the single most efficient way to keep streets clean. The City asks for the community’s voluntary assistance to move their cars, though parking regulations will not be enforced.

  • BART now closes at 9pm and operates on a reduced schedule. Check here for service updates and the agency’s response and prevention efforts
  • AC Transit is operating a modified service schedule, similar to Sunday service. 
  • The “Free B” Broadway Shuttle service is suspended. 
  • No fares are required on AC Transit buses until further notice and rear door boarding is permitted to better allow social distancing. 
  • Find more information on modified service here and regular updates at actransit.org
  • Visit this site to find locations for free student meals available during school closures. Students are not required to be present.